Financing Options
For your convenience, we have gathered information about a variety of financing options that offer easy terms.
Cherry
APR (Interest Rates): 0% – 29.99%
Loan Amount: $500 – $50,000
Loan Terms: Up to 60 months
Minimum Credit Score: Score: 530
Origination Fees: None
Key Features: Fast and simple; instant decision; no credit hit; no deferred interest.
LightStream
APR (Interest Rates): 5.99% – 25.49% (with autopay)
Loan Amount: $5,000 – $100,000
Loan Terms: 2 to 7 years
Minimum Credit Score: 660+
Origination Fees: None
Key Features: No fees; excellent credit required for lowest rates
Upstart
APR (Interest Rates): 7.80% – 35.99%
Loan Amount: $1,000 – $50,000
Loan Terms: 3 to 5 years
Minimum Credit Score: 580
Origination Fees: 0% – 8%
Key Features: Fast funding; accepts low credit scores
OneMain Financial
APR (Interest Rates): 18.00% – 35.99%
Loan Amount: $1,500 – $20,000
Loan Terms: 2 to 5 years
Minimum Credit Score: 580+
Origination Fees: Varies by state ($25- $500)
Key Features: Offers secured and unsecured loans; suitable for fair credit
SoFi
APR (Interest Rates): 7.99% – 24.99%
Loan Amount: $5,000 – $100,000
Loan Terms: 2 to 7 years
Minimum Credit Score: 680+
Origination Fees: None
Key Features: Unemployment protection; no prepayment fees
Prosper
APR (Interest Rates): 8.99% – 35.99%
Loan Amount: $2,000 to $50,000
Loan Terms: 2 to 5 years
Minimum Credit Score: 600+
Origination Fees: 1% to 9.99%
Key Features: Funds as soon as 1 business day; no prepayment fees.
how to choose the best financing
Consider Your Credit Score
Borrowers with excellent credit may benefit from LightStream’s low rates and lack of fees, while those with fair to poor credit might prefer options like Upstart or OneMain Financial.
Loan Amount Needs
For larger surgeries (e.g., a facelift or breast augmentation), consider SoFi or LightStream, which offer higher loan amounts.
Short-term Procedures
Promotional credit cards are ideal for smaller procedures like Botox or lip fillers, especially if the balance can be paid off within the 0% APR period.
Flexible Repayment
If you need longer repayment terms, LightStream and SoFi offer plans extending up to 7 years.
If you plan to pay in full at time of service, we accept VISA, Discover, AmEx, MasterCard, and Cash.